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	<title>Clay MADISEN :: Real Estate Blog &#187; Owners News</title>
	<atom:link href="http://www.claymadisen.com/blog/category/owners-news/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.claymadisen.com/blog</link>
	<description>Clay's Real Estate blog</description>
	<pubDate>Fri, 14 Nov 2008 06:54:56 +0000</pubDate>
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	<language>en</language>
			<item>
		<title>Stimulus Bill Includes Boosting Conforming Loan Limits</title>
		<link>http://www.claymadisen.com/blog/2008/02/12/stimulus-bill-signed-boosting-conforming-loan-limits/</link>
		<comments>http://www.claymadisen.com/blog/2008/02/12/stimulus-bill-signed-boosting-conforming-loan-limits/#comments</comments>
		<pubDate>Wed, 13 Feb 2008 07:32:27 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Online Resources]]></category>

		<category><![CDATA[Owners News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2008/02/12/stimulus-bill-signed-boosting-conforming-loan-limits/</guid>
		<description><![CDATA[President Bush on Monday signed off on the $170 billion stimulus packaged approved by Congress last week, which, in addition to tax rebates for millions of working Americans and business owners, includes a vital, but temporary increase in the conforming loan limit.
The economic stimulus package will allow the Federal Housing Administration, as well as Fannie [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2008/02/12/stimulus-bill-signed-boosting-conforming-loan-limits/feed/</wfw:commentRss>
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		<item>
		<title>Mortgage Cancellation - Legislative History</title>
		<link>http://www.claymadisen.com/blog/2008/01/31/mortgage-cancellation-legislative-history/</link>
		<comments>http://www.claymadisen.com/blog/2008/01/31/mortgage-cancellation-legislative-history/#comments</comments>
		<pubDate>Fri, 01 Feb 2008 05:39:35 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Online Resources]]></category>

		<category><![CDATA[Owners News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2008/01/31/mortgage-cancellation-legislative-history/</guid>
		<description><![CDATA[Mortgage Debt Cancellation Relief - H.R. 3648 - Public Law 110-142: General Information and Provisions
Individuals who are relieved of their obligation to pay some portion of a mortgage debt on a principal residence between January 1, 2007 and December 31, 2009 will not be required to pay income tax on any amount that is forgiven.
You [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2008/01/31/mortgage-cancellation-legislative-history/feed/</wfw:commentRss>
		</item>
		<item>
		<title>FHA Secure</title>
		<link>http://www.claymadisen.com/blog/2008/01/28/about_fhascusqa/</link>
		<comments>http://www.claymadisen.com/blog/2008/01/28/about_fhascusqa/#comments</comments>
		<pubDate>Tue, 29 Jan 2008 03:11:52 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Online Resources]]></category>

		<category><![CDATA[Owners News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2008/01/28/about_fhascusqa/</guid>
		<description><![CDATA[Having trouble with your mortgage?
FHASecure is a refinancing option that gives credit-worthy homeowners, who were making timely mortgage payments before their loans reset but are now in default, a second chance with a FHA insured loan product. This program could help you stay in your home.
Follow this link to learn more and check if you [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2008/01/28/about_fhascusqa/feed/</wfw:commentRss>
		</item>
		<item>
		<title>IRS: Tax Topics - Home Mortgage Points</title>
		<link>http://www.claymadisen.com/blog/2008/01/19/tax-topics-topic-504-home-mortgage-points/</link>
		<comments>http://www.claymadisen.com/blog/2008/01/19/tax-topics-topic-504-home-mortgage-points/#comments</comments>
		<pubDate>Sat, 19 Jan 2008 12:02:31 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Buyers News]]></category>

		<category><![CDATA[Online Resources]]></category>

		<category><![CDATA[Owners News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2008/01/19/tax-topics-topic-504-home-mortgage-points/</guid>
		<description><![CDATA[The term &#8220;points&#8221; is used to describe certain charges paid to obtain a home mortgage.
Points may be deductible as home mortgage interest. If you can deduct all of the interest on your mortgages, you may be able to                  [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2008/01/19/tax-topics-topic-504-home-mortgage-points/feed/</wfw:commentRss>
		</item>
		<item>
		<title>January 2008 Market Reports</title>
		<link>http://www.claymadisen.com/blog/2008/01/18/january-2008-real-estate-market-reports/</link>
		<comments>http://www.claymadisen.com/blog/2008/01/18/january-2008-real-estate-market-reports/#comments</comments>
		<pubDate>Sat, 19 Jan 2008 03:43:17 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Buyers News]]></category>

		<category><![CDATA[Investors News]]></category>

		<category><![CDATA[Owners News]]></category>

		<category><![CDATA[Sellers News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2008/01/18/january-2008-real-estate-market-reports/</guid>
		<description><![CDATA[The San Diego Market Report pages have just been updated with the  real estate market trends for December 2007. Annual reports reflecting the global data for the year 2007 is also available on these pages.
These reports feature the latest local market trends data and analysis for both the central and south San Diego markets, [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2008/01/18/january-2008-real-estate-market-reports/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Avoiding Mortgage Fraud</title>
		<link>http://www.claymadisen.com/blog/2008/01/02/site-requirements/</link>
		<comments>http://www.claymadisen.com/blog/2008/01/02/site-requirements/#comments</comments>
		<pubDate>Thu, 03 Jan 2008 04:22:22 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Investors News]]></category>

		<category><![CDATA[Online Resources]]></category>

		<category><![CDATA[Owners News]]></category>

		<category><![CDATA[Sellers News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2008/01/02/site-requirements/</guid>
		<description><![CDATA[Excellent resource from Freddie Mac to help homeowners and buyers to avoid mortgage scams.
You can also watch the You Tube presentation.
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2008/01/02/site-requirements/feed/</wfw:commentRss>
		</item>
		<item>
		<title>December 2007 Market Reports</title>
		<link>http://www.claymadisen.com/blog/2007/12/14/december-2007-market-reports/</link>
		<comments>http://www.claymadisen.com/blog/2007/12/14/december-2007-market-reports/#comments</comments>
		<pubDate>Fri, 14 Dec 2007 22:40:37 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Buyers News]]></category>

		<category><![CDATA[Investors News]]></category>

		<category><![CDATA[Owners News]]></category>

		<category><![CDATA[Sellers News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2007/12/14/december-2007-market-reports/</guid>
		<description><![CDATA[The San Diego Market Report pages have just been updated with the real estate market trends for November 2007 .
These reports feature the latest local market trends data and analysis for both the central and south San Diego markets, including on the city level.
For your convenience, the market reports are also available as PDF files:

Central [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2007/12/14/december-2007-market-reports/feed/</wfw:commentRss>
		</item>
		<item>
		<title>November 2007 Market Reports</title>
		<link>http://www.claymadisen.com/blog/2007/11/14/november-2007-market-reports/</link>
		<comments>http://www.claymadisen.com/blog/2007/11/14/november-2007-market-reports/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 22:27:49 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Buyers News]]></category>

		<category><![CDATA[Investors News]]></category>

		<category><![CDATA[Owners News]]></category>

		<category><![CDATA[Sellers News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2007/11/14/november-2007-market-reports/</guid>
		<description><![CDATA[The San Diego Market Report pages have just been updated with the real estate market trends for October 2007 .
These reports feature the latest local market trends data and analysis for both the central and south San Diego markets, including on the city level.
For your convenience, the market reports are also available as PDF files:

Central [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2007/11/14/november-2007-market-reports/feed/</wfw:commentRss>
		</item>
		<item>
		<title>October Market Reports</title>
		<link>http://www.claymadisen.com/blog/2007/10/14/october-market-reports/</link>
		<comments>http://www.claymadisen.com/blog/2007/10/14/october-market-reports/#comments</comments>
		<pubDate>Sun, 14 Oct 2007 22:26:00 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Buyers News]]></category>

		<category><![CDATA[Investors News]]></category>

		<category><![CDATA[Owners News]]></category>

		<category><![CDATA[Sellers News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2007/10/14/october-market-reports/</guid>
		<description><![CDATA[The San Diego Market Report pages have just been updated with the real estate market trends for September 2007 .
These reports feature the latest local market trends data and analysis for both the central and south San Diego markets, including on the city level.
For your convenience, the market reports are also available as PDF files:

Central [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2007/10/14/october-market-reports/feed/</wfw:commentRss>
		</item>
		<item>
		<title>September 2007 Market Reports</title>
		<link>http://www.claymadisen.com/blog/2007/09/14/september-2007-market-reports/</link>
		<comments>http://www.claymadisen.com/blog/2007/09/14/september-2007-market-reports/#comments</comments>
		<pubDate>Fri, 14 Sep 2007 22:23:38 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Buyers News]]></category>

		<category><![CDATA[Investors News]]></category>

		<category><![CDATA[Owners News]]></category>

		<category><![CDATA[Sellers News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2007/09/14/september-2007-market-reports/</guid>
		<description><![CDATA[The San Diego Market Report pages have just been updated with the real estate market trends for August 2007 .
These reports feature the latest local market trends data and analysis for both the central and south San Diego markets, including on the city level.
For your convenience, the market reports are also available as PDF files:

Central [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2007/09/14/september-2007-market-reports/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The House Flipping Renovation Caculator</title>
		<link>http://www.claymadisen.com/blog/2007/09/06/best-house-flip-budget-worksheet-house-flipping-renovation-caculator/</link>
		<comments>http://www.claymadisen.com/blog/2007/09/06/best-house-flip-budget-worksheet-house-flipping-renovation-caculator/#comments</comments>
		<pubDate>Thu, 06 Sep 2007 22:03:16 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Buyers News]]></category>

		<category><![CDATA[Investors News]]></category>

		<category><![CDATA[Online Resources]]></category>

		<category><![CDATA[Owners News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2007/09/06/best-house-flip-budget-worksheet-house-flipping-renovation-caculator/</guid>
		<description><![CDATA[A handy little tool to help you figure out the costs to remodel your house: The Renovation Calculator
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2007/09/06/best-house-flip-budget-worksheet-house-flipping-renovation-caculator/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Saving Energy in your home is not a sacrifice</title>
		<link>http://www.claymadisen.com/blog/2007/09/05/quantumshifttv-saving-energy-in-your-home-is-not-a-sacrifice-video/</link>
		<comments>http://www.claymadisen.com/blog/2007/09/05/quantumshifttv-saving-energy-in-your-home-is-not-a-sacrifice-video/#comments</comments>
		<pubDate>Wed, 05 Sep 2007 20:59:26 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Online Resources]]></category>

		<category><![CDATA[Owners News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2007/09/05/quantumshifttv-saving-energy-in-your-home-is-not-a-sacrifice-video/</guid>
		<description><![CDATA[Now, there is a TV channel for the energy conscious: QuantumShift.tv
The site offers great film clips and resources for the environment minded, like this video showing how it is possible to save energy and water in a house with minimal impact on comfort:
[ev type="flashvideo"" width="360" height="260" data="http://www.quantumshift.tv/2007_7_6_1183735062.flv" image="http://www.quantumshift.tv/2007_7_6_1183735062.jpg" clicktext="Click to start playing the video"][/ev]
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2007/09/05/quantumshifttv-saving-energy-in-your-home-is-not-a-sacrifice-video/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Tax Resources</title>
		<link>http://www.claymadisen.com/blog/2007/09/02/tax-resources/</link>
		<comments>http://www.claymadisen.com/blog/2007/09/02/tax-resources/#comments</comments>
		<pubDate>Sun, 02 Sep 2007 23:53:25 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Buyers News]]></category>

		<category><![CDATA[Investors News]]></category>

		<category><![CDATA[Online Resources]]></category>

		<category><![CDATA[Owners News]]></category>

		<category><![CDATA[Sellers News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2007/09/02/tax-resources/</guid>
		<description><![CDATA[An excellent resource for tax explanations: taxtopics.net
Of course you want to run all this by your accountant, but at least you&#8217;ll know what to ask!
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2007/09/02/tax-resources/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Bake Oven / Fireplace Combo</title>
		<link>http://www.claymadisen.com/blog/2007/08/29/bake-oven-fireplace-combo-by-alex-chernov/</link>
		<comments>http://www.claymadisen.com/blog/2007/08/29/bake-oven-fireplace-combo-by-alex-chernov/#comments</comments>
		<pubDate>Wed, 29 Aug 2007 21:51:16 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Online Resources]]></category>

		<category><![CDATA[Owners News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2007/08/29/bake-oven-fireplace-combo-by-alex-chernov/</guid>
		<description><![CDATA[Here is a nice project idea for the home and an excellent design for a wood burning oven:  

Simply click on the picture to learn more&#8230;
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2007/08/29/bake-oven-fireplace-combo-by-alex-chernov/feed/</wfw:commentRss>
		</item>
		<item>
		<title>July 2007 Market Reports</title>
		<link>http://www.claymadisen.com/blog/2007/07/13/july-2007-market-reports/</link>
		<comments>http://www.claymadisen.com/blog/2007/07/13/july-2007-market-reports/#comments</comments>
		<pubDate>Fri, 13 Jul 2007 21:04:33 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
		
		<category><![CDATA[Buyers News]]></category>

		<category><![CDATA[Investors News]]></category>

		<category><![CDATA[Owners News]]></category>

		<category><![CDATA[Sellers News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2007/07/13/july-2007-market-reports/</guid>
		<description><![CDATA[The San Diego Market Report pages have just been updated with the June 2007 real estate market trends.
These reports feature the latest local market trends data and analysis for both the central and south San Diego markets, including on the city level.
For your convenience, the market reports are also available as PDF files:

Central San Diego [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2007/07/13/july-2007-market-reports/feed/</wfw:commentRss>
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