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	<title>Clay MADISEN &#124; San Diego Real Estate Blog &#187; Online Resources</title>
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	<link>http://www.claymadisen.com/blog</link>
	<description>Clay&#039;s Real Estate blog</description>
	<lastBuildDate>Mon, 07 Jun 2010 12:07:03 +0000</lastBuildDate>
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			<item>
		<title>Free San Diego foreclosures and short sales search tool</title>
		<link>http://www.claymadisen.com/blog/2009/08/28/free-san-diego-foreclosures-and-short-sales-search-tool/</link>
		<comments>http://www.claymadisen.com/blog/2009/08/28/free-san-diego-foreclosures-and-short-sales-search-tool/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 21:14:24 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Buyers News]]></category>
		<category><![CDATA[Investors News]]></category>
		<category><![CDATA[Online Resources]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/?p=391</guid>
		<description><![CDATA[You can now specifically search for foreclosure and distressed properties within the entire San Diego County, from this site.
Instead of searching through the whole database of available listings in San Diego County, this new tool offers you the option to narrow the search results to Short Sales, Foreclosures, Bank owned and other distressed properties.
For your [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/08/28/free-san-diego-foreclosures-and-short-sales-search-tool/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New free property valuation tool</title>
		<link>http://www.claymadisen.com/blog/2009/08/08/new-free-property-valuation-tool/</link>
		<comments>http://www.claymadisen.com/blog/2009/08/08/new-free-property-valuation-tool/#comments</comments>
		<pubDate>Sun, 09 Aug 2009 01:20:03 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Buyers News]]></category>
		<category><![CDATA[Investors News]]></category>
		<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Owners News]]></category>
		<category><![CDATA[Sellers News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/?p=397</guid>
		<description><![CDATA[New and exciting updates are in the works for this website:  in an ongoing effort to make your life easier, I have added a  new Free Value Wizard.
This is a great tool to get a ballpark value: it will show you a bird&#8217;s eye view of properties in a defined neighborhood and their respective estimated [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/08/08/new-free-property-valuation-tool/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Making Home Affordable &#8211; Home</title>
		<link>http://www.claymadisen.com/blog/2009/06/26/making-home-affordable-home/</link>
		<comments>http://www.claymadisen.com/blog/2009/06/26/making-home-affordable-home/#comments</comments>
		<pubDate>Sat, 27 Jun 2009 03:15:53 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Owners News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/06/28/making-home-affordable-home/</guid>
		<description><![CDATA[Are you having trouble making that mortgage payment? Do you need some guidance finding a way to stay in your home?
Here are some resources and information that can help. http://www.makinghomeaffordable.gov/
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/06/26/making-home-affordable-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Recycle that old technology</title>
		<link>http://www.claymadisen.com/blog/2009/05/13/recycle-that-old-technology/</link>
		<comments>http://www.claymadisen.com/blog/2009/05/13/recycle-that-old-technology/#comments</comments>
		<pubDate>Wed, 13 May 2009 22:59:25 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Tweets]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/05/13/recycle-that-old-technology-h/</guid>
		<description><![CDATA[http://www.lifecellproject.org
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/05/13/recycle-that-old-technology/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Foreclosure Resources</title>
		<link>http://www.claymadisen.com/blog/2009/04/25/mortgage-foreclosure-resources/</link>
		<comments>http://www.claymadisen.com/blog/2009/04/25/mortgage-foreclosure-resources/#comments</comments>
		<pubDate>Sun, 26 Apr 2009 05:08:54 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Buyers News]]></category>
		<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Owners News]]></category>
		<category><![CDATA[Tweets]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/04/25/mortgage-foreclosure-resources/</guid>
		<description><![CDATA[From the Federal Reserve:
http://preview.tinyurl.com/cqdm9k
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/04/25/mortgage-foreclosure-resources/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>STICKY &#8211; Avoiding Mortgage Fraud &amp; Foreclosure Scams</title>
		<link>http://www.claymadisen.com/blog/2009/04/25/5-tips-for-avoiding-foreclosurescams/</link>
		<comments>http://www.claymadisen.com/blog/2009/04/25/5-tips-for-avoiding-foreclosurescams/#comments</comments>
		<pubDate>Sun, 26 Apr 2009 05:07:01 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Owners News]]></category>
		<category><![CDATA[Tweets]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/04/25/5-tips-for-avaoiding-foreclosu/</guid>
		<description><![CDATA[Mortgage fraud is becoming more and more common.
To help you protect yourself, Freedie Mac released this video explaining common fraud schemes and how to spot red flags:


Spanish language version of this video:
www.youtube.com/watch?v=qQQJ6unRYaY
You can also learn more on this topic following these links:

5 tips from the Federal Reserve  to avoid Foreclosure scams
Freddie Mac: Avoiding Mortgage Fraud
Freddie [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/04/25/5-tips-for-avoiding-foreclosurescams/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Online Question: What&#8217;s to stop agents from stealing homes from potential buyers?</title>
		<link>http://www.claymadisen.com/blog/2009/04/25/online-question-what-stops-agents-from-stealing-houses-from-potential-buyers/</link>
		<comments>http://www.claymadisen.com/blog/2009/04/25/online-question-what-stops-agents-from-stealing-houses-from-potential-buyers/#comments</comments>
		<pubDate>Sun, 26 Apr 2009 03:05:24 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Buyers News]]></category>
		<category><![CDATA[Online Resources]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/?p=364</guid>
		<description><![CDATA[This question was posted here, by a home-buyer.
Here is my answer to her question:
We are currently in an interesting market. Just as when the market was booming, here to, in a distressed market the competition is tough. When buyers saw the market increasing at a never seen before rate they were submitting offers on properties [...]]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/04/25/online-question-what-stops-agents-from-stealing-houses-from-potential-buyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Energy Efficiency Tax Credits &#8211; Are You Ready to Take Advantage?</title>
		<link>http://www.claymadisen.com/blog/2009/04/25/energy-efficiency-tax-credits-are-you-ready-to-take-advantage/</link>
		<comments>http://www.claymadisen.com/blog/2009/04/25/energy-efficiency-tax-credits-are-you-ready-to-take-advantage/#comments</comments>
		<pubDate>Sat, 25 Apr 2009 22:01:48 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Online Resources]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/06/28/energy-efficiency-tax-credits-are-you-ready-to-take-advantage-rismedia/</guid>
		<description><![CDATA[Need to save a few dollars?
Here is an excellent article explaining tax credits avalable to you for improving your home and making it more energy efficient:


]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/04/25/energy-efficiency-tax-credits-are-you-ready-to-take-advantage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Old cell phones</title>
		<link>http://www.claymadisen.com/blog/2009/03/30/old-cell-phone/</link>
		<comments>http://www.claymadisen.com/blog/2009/03/30/old-cell-phone/#comments</comments>
		<pubDate>Mon, 30 Mar 2009 23:43:44 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Tweets]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/03/30/do-you-have-some-old-cell-phon/</guid>
		<description><![CDATA[Do you have some old cell phones laying around gathering dust?
Donate them to a good cause:
http://www.donatemycellphone.org
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/03/30/old-cell-phone/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hope Now Alliance</title>
		<link>http://www.claymadisen.com/blog/2009/03/26/hope-now/</link>
		<comments>http://www.claymadisen.com/blog/2009/03/26/hope-now/#comments</comments>
		<pubDate>Fri, 27 Mar 2009 02:01:39 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Owners News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/06/28/hope-now/</guid>
		<description><![CDATA[HOPE NOW is an alliance between HUD approved counseling agents, mortgage companies, investors and other mortgage market participants that provides free foreclosure prevention assistance:
http://www.hopenow.com
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/03/26/hope-now/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>REO Rental Initiative</title>
		<link>http://www.claymadisen.com/blog/2009/03/17/reo-rental-initiativ/</link>
		<comments>http://www.claymadisen.com/blog/2009/03/17/reo-rental-initiativ/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 10:06:04 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Buyers News]]></category>
		<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Owners News]]></category>
		<category><![CDATA[Tweets]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/03/17/freddie-mac-launches-reo-renta/</guid>
		<description><![CDATA[Freddie Mac Launches REO Rental Initiative for Tenants, Owner-Occupants after Foreclosure:
http://tinyurl.com/cofhbr
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/03/17/reo-rental-initiativ/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Home-Buyer Tax Credit &#8211; FAQs</title>
		<link>http://www.claymadisen.com/blog/2009/03/12/faqs-new-home-buyer-tax-credi/</link>
		<comments>http://www.claymadisen.com/blog/2009/03/12/faqs-new-home-buyer-tax-credi/#comments</comments>
		<pubDate>Thu, 12 Mar 2009 11:37:16 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Buyers News]]></category>
		<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Tweets]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/03/12/faqs-about-the-state-new-home/</guid>
		<description><![CDATA[FAQs About the State New Home-Buyer Tax Credit:
http://tinyurl.com/csz48m
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/03/12/faqs-new-home-buyer-tax-credi/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2009 Federal First Time Home-Buyers Tax Credit</title>
		<link>http://www.claymadisen.com/blog/2009/03/02/2009-federal-first-time-home-buyers-tax-credit/</link>
		<comments>http://www.claymadisen.com/blog/2009/03/02/2009-federal-first-time-home-buyers-tax-credit/#comments</comments>
		<pubDate>Tue, 03 Mar 2009 07:56:42 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Buyers News]]></category>
		<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Tweets]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/03/02/get-the-facts-on-the-2009-80/</guid>
		<description><![CDATA[Get the facts on the $8,000 Federal First Time Home-Buyers Tax Credit:
http://tinyurl.com/b5na3o
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/03/02/2009-federal-first-time-home-buyers-tax-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>California Tax Credit for New Home Purchase</title>
		<link>http://www.claymadisen.com/blog/2009/03/02/tax-credit-for-new-home-purchase/</link>
		<comments>http://www.claymadisen.com/blog/2009/03/02/tax-credit-for-new-home-purchase/#comments</comments>
		<pubDate>Mon, 02 Mar 2009 21:29:24 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Buyers News]]></category>
		<category><![CDATA[Online Resources]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/03/02/tax-credit-for-new-home-purchase/</guid>
		<description><![CDATA[There is now a new $10,000 California Tax credit for new home purchases.
This will be  effective March 1st, 2009 and will remain in effect until March of 2010, in addition to the $8,000 Federal Tax Credit that was just passed.
Learn more here.
]]></description>
		<wfw:commentRss>http://www.claymadisen.com/blog/2009/03/02/tax-credit-for-new-home-purchase/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BPOs seem to be increasing lately</title>
		<link>http://www.claymadisen.com/blog/2009/02/26/bpos-seem-to-be-increasin/</link>
		<comments>http://www.claymadisen.com/blog/2009/02/26/bpos-seem-to-be-increasin/#comments</comments>
		<pubDate>Fri, 27 Feb 2009 02:10:53 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Tweets]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/02/26/broker-price-opinions-seem-to/</guid>
		<description><![CDATA[Are the banks gearing up to lend some money finally?
]]></description>
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		<slash:comments>0</slash:comments>
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